What Exactly Is Medicare Advantage?

You're turning 65 soon, or you become eligible for Medicare due to a disability. You know you need to enroll in Medicare Part A and Part B, but you're also hearing about these things called Medicare Advantage plans. What are they? Do you need one?

Medicare Advantage plans are offered by private insurance companies contracted by Medicare. They must cover everything that original Medicare covers, but some plans also have extra benefits like dental, vision, and prescription drug coverage. Many plans have $0 premiums, and some even have $0 copays for doctor visits and prescriptions.

So Should You Enroll in a Medicare Advantage Plan?

It depends. If you're happy with Original Medicare and don't think you need extras like dental and vision coverage, then you may not need a Medicare Advantage plan. However, if you're interested in having more comprehensive coverage - and especially if you want to save money on premiums and out-of-pocket costs - then a Medicare Advantage plan may be right for you.

The best way to see if a Medicare Advantage plan makes sense for you is to compare your options side-by-side. Our team can help you do that. We'll provide you with a list of the available plans in your area and help you compare features like premiums, deductibles, copays, and covered services. We'll also make sure you understand any enrollment deadlines so there's no risk of missing your chance to sign up.

Don't wait - call us today and let us help you find the best Medicare Advantage plan for your needs.